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About Us

Don Culberson Insurance Agency has been in the insurance business for 13 years. We specialize in auto, home, condo, renters, life, business, and commercial insurance with some of the best rates.

Our agency has been JD Powers customer certified for the past several years, is an American Star Insurance Agency, and is fully staffed to service clients.

Your mission is to find you the best rate and best value for you insurance needs! We pride ourselves on reliable customer service and to make every customer feel valued and like family. 24 hours customer support is what need provide and quick response from us is a must; we offer the invite of giving your agency a try and let us help you with your insurance needs.

An Independent Advantage

We are Independent Agents in Indianapolis, Indiana, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Don Culberson Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price. What is an Independent Insurance Agent? When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice! The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company. With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision. An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible. When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.